ESAF Small Finance Bank Limited — Board Meeting, 08-08-2025: Outcome of Board Meeting

ESAF Small Finance Bank's board approved Q1 FY26 financial results. The bank reported a standalone net loss of ₹81.22 Cr. Asset quality saw a dip, with Gross NPAs at 7.48% and Net NPAs at 3.77%. A significant exceptional expense of ₹109.20 Cr, from absorbing employees of a key business correspondent (ESMACO), weighed heavily on profitability. The bank also sold stressed loans with a principal value of ₹733.40 Cr to an Asset Reconstruction Company for ₹73.34 Cr. Capital Adequacy remains strong at 22.74%.