ESAF Small Finance Bank Limited — Updates, 08-08-2025: Press Release

ESAF Small Finance Bank saw secured loan disbursements surge 142.4% to ₹6,963 Cr in Q1 FY26, with gold loans up 106% to ₹6,674 Cr. The bank posted a net loss of ₹81 Cr, an improvement from ₹183 Cr last quarter, due to higher provisions for stressed assets (₹234 Cr). CASA deposits grew 14.2% to ₹5,628 Cr, boosting the CASA ratio to 24.8%. Total deposits reached ₹22,698 Cr. Asset quality showed Net NPA at 3.8%, with PCR improving to 73.2%, reflecting a strategic shift towards secured assets.