Fusion Finance Limited — PPTs, 10-08-2025: Investor Presentation

Here is the summary of the attached file:

**Financial Highlights:**

Fusion Finance reported Q1 FY26 Total Income of ₹446 Cr, with a net loss of ₹92 Cr. Asset quality notably improved (GNPA 5.43%, NNPA 0.19%), and credit costs reduced to ₹178 Cr. Collection efficiency reached 98.55%. AUM stood at ₹7,688 Cr, with CRAR at 29.52%.

**Strategic Initiatives & Growth Drivers:**

Disbursements of ₹950 Cr prioritized quality with enhanced guardrails, directing 76% to existing customers. A Chief Credit Officer and Process & Quality vertical were added. Tech investments boosted digital onboarding, AI/ML credit operations, and scaled digital collections to 35%.

**Business Developments:**

Fusion Finance announced its quarterly results, approved at a recent board meeting. The company secured ₹418 Cr in new borrowings. Its MSME portfolio grew to ₹684 Cr, featuring 95% digital collection. Borrower deleveraging efforts are also underway.

**Market Position & Competitive Advantage:**

The company maintains a strong rural market presence via 1,560 branches across 22 states. Robust governance and positive Asset Liability Management (ALM) solidify its competitive standing.

**Investor Implications:**

Improved asset quality and reduced credit costs signal positive growth potential. Strategic focus on disciplined lending and digital transformation should drive sustainable operational efficiency and profitability.