Bank of Baroda — Important, 11-08-2025: General Updates

Bank of Baroda has reduced its Marginal Cost of Funds Based Lending Rate (MCLR) across all tenors. The overnight MCLR is now 7.95% (previously 8.10%), the one-month 7.95% (previously 8.30%), three-month 8.35% (previously 8.50%), six-month 8.65% (previously 8.75%), and one-year 8.80% (previously 8.90%). This revision lowers the cost of borrowing for new and existing loans linked to MCLR, potentially impacting the bank's Net Interest Margin and stimulating credit demand.