The Karnataka Bank Limited — Updates, 12-08-2025: Press Release

Karnataka Bank's Q1 FY26 net profit dropped to Rs. 292.40 crore from Rs. 400.33 crore YoY. Total business grew 1.12% to Rs 1,77,509.19 crore, driven by a 3.16% rise in deposits to Rs 1,03,242.17 crore, though gross advances saw a slight decline. Asset quality improved, with Gross NPAs at 3.46% and Net NPAs at 1.44%. The Capital Adequacy Ratio strengthened to 20.46%. Management plans to focus on RAM segments and low-cost deposits to boost Net Interest Income and improve credit quality.