Capri Global Capital Limited — PPTs, 13-08-2025: Investor Presentation

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**Financial Highlights:**

Q1FY26 highlights: AUM up 41.8% YoY to ₹24,753.8 Cr, PAT soared 131% to ₹174.9 Cr. Operating Profit climbed 115%; Cost-Income Ratio improved to 46.5%; NNPA healthy 1.0%. Networth reached ₹6,438 Cr, boosted by ₹2,000 Cr equity infusion.

**Strategic Initiatives & Growth Drivers:**

The company targets ambitious AUM growth: ₹50,000 Cr by FY28 and over ₹100,000 Cr by FY33. Strategies involve geographic expansion, leveraging advanced technology (including Generative AI), and deepening focus on high-growth, underserved segments.

**Business Developments:**

Four new businesses – Gold Loans, Micro LAP, Car Loan Origination, and Insurance Distribution – were successfully launched and scaled in five years. Funding strengthened by 24 lenders and 11 co-lending partners. The board approved raising ₹1,000 Cr via NCDs, supplementing Q1FY26 market borrowings.

**Market Position & Competitive Advantage:**

A retail-focused NBFC with a 99.9% secured loan book (>80% retail) in Tier 2/3/4 cities. Its competitive edge includes efficient in-house, data-driven collections, diversified offerings, and robust corporate governance.

**Investor Implications:**

Strong financial growth, strategic expansion, and tech adoption signal positive potential. Management's targets for 16-18% RoAE and 4.0-4.5% RoAA by FY28 underscore confidence in future execution and attractive returns.