Zaggle Prepaid Ocean Services Limited — PPTs, 14-08-2025: Investor Presentation

Here's a summary of the financial updates:

**Financial Highlights:**

Q1 FY26 revenue soared 31.4% YoY to ₹331.49 Cr. Adjusted EBITDA (₹32.72 Cr, 9.9% margin) & PAT (₹25.88 Cr, 7.8% margin) saw strong growth. Users hit 3.3 million. FY26 guidance: 35-40% topline growth, 10-11% EBITDA margins.

**Strategic Initiatives & Growth Drivers:**

AI initiatives in sales and customer support are progressing. New offerings include Spend Analytics, Fleet Management, and International Payments. Key alliances formed with Mastercard (7-year forex deal), Grant Thornton, and Mesh Payments.

**Business Developments:**

Key customer wins include Hindustan Pencils and Apollo Health. Inorganic growth strong, with Mobileware's robust Q1 and anticipated Q2 momentum for TaxSpanner due to tax deadline extensions.

**Market Position & Competitive Advantage:**

Zaggle leads India's Spend Management, serving 3,500+ corporates (low churn) and 3.3M+ users. Top Prepaid Card issuer, its SaaS fintech platform targets India's massive ₹1,750+ Bn payments market.

**Investor Implications:**

Solid Q1, strategic tech/M&A focus, and market leadership with high retention highlight a positive growth potential for investors.