Life Insurance Corporation Of India — Important, 14-08-2025: General Updates

LIC's Q1 FY26 saw a 5.02% rise in Profit After Tax to ₹10,986 Cr. Net VNB grew 20.75% to ₹1,944 Cr, with VNB margin improving 150 bps to 15.4%. This margin boost is driven by a 32.63% surge in non-par Annualized Premium Equivalent (APE), which now comprises 30.34% of individual APE. The company also achieved a notable 140 bps reduction in overall expense ratio to 10.47%. Assets Under Management climbed 6.47% to ₹57.05 Lakh Cr. Bancassurance and Alternate Channels' new business premium nearly doubled. Digital transformation efforts, including AI/ML integration, are underway for enhanced efficiency and customer engagement.