Muthoot Microfin Limited — Investor Meet, 19-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Muthoot Microfin reported Q1 FY26 financial results, showing a modest profit of ₹8 Cr. AUM reached ₹12,252 Cr, with disbursements totaling ₹1,775 Cr, which were impacted by new lending guidelines but are improving monthly. Net Interest Margins improved to 11.5%, and credit cost stood at 4.3%, within guidance. The company successfully reduced its cost of funds to 10.79% and maintained a strong capital adequacy. Management highlighted strategic product diversification into Micro LAP, Gold Loans (via co-lending with parent), and Individual Loans, leveraging existing customers and technology. They expressed strong confidence in sustained growth, margin expansion, and further reduction in credit costs, anticipating outperforming guidance.