IndoStar Capital Finance Limited — Investor Meet, 19-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

IndoStar Capital Finance reported Q1 FY26 net profit of INR 535 Cr, largely due to a INR 1,176 Cr gain from its housing finance divestiture. Now a focused NBFC in vehicle finance and micro LAP, the company tightened credit policies, seeing significantly lower delinquencies on new loans. Disbursements moderated in Q1 but are expected to grow 15%+ in Q2 by targeting higher-quality customers. Cost of funds is dropping. Micro LAP is expanding to Andhra Pradesh. Management is confident in disciplined growth and improving portfolio quality, aiming for 12-15% AUM growth in FY26.