Muthoot Finance Limited — Investor Meet, 19-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Muthoot Finance reported a record AUM of 1,20,031 Cr, with gold loan AUM growing 10,238 Cr QoQ. Standalone PAT surged 90% to 2,046 Cr. Yields reached 19.56%, boosted by ~400 Cr in interest from NPA recoveries and ARC sales. Management indicated a strong start, driven by focus on disbursements, efficiency, and digital enablement. They view new RBI gold loan guidelines as business-friendly, allowing greater product flexibility. Subsidiaries also demonstrated robust growth. The company maintains a confident outlook for sustained growth in FY'26 and beyond.