Laxmi India Finance Limited — Investor Meet, 19-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Laxmi India Finance reported strong Q1 FY26 financials, with AUM growing 29.99% to INR 1,346 crore and PAT increasing 45.77% to INR 9.65 crore. Net Interest Margin was 9.66%, with Gross NPA at 1.28% and Net NPA at 0.67%. Management noted a slight QoQ NII dip due to minor NPA increase and industry trends, expressing confidence in recovery from its 98% secured book. The company targets 35-40% AUM growth to INR 5,000-6,000 crore in 3-5 years, supported by 30-35 new branches and recent IPO funds. Focus remains on secured MSME and vehicle finance, leveraging technology for operations. Overall sentiment: Confident on future growth and asset quality improvement.