Sammaan Capital Limited — Investor Meet, 19-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Sammaan Capital's Q1 FY26 results show a stable PAT of INR 334 Cr, with net worth at INR 22,106 Cr. Growth AUM reached INR 38,897 Cr, driving an asset-light strategy with 24 co-lending partners. Net NPAs remain stable at 0.8%.

The company is focusing on increasing yields, maintaining moderate gearing (2x-2.5x), and keeping credit costs around 100 bps annually. Strategic initiatives include enhancing the digital lending platform for seamless operations and seeking a rating-accretive partner for Sammaan Finserve (affordable housing subsidiary) within 9 months. Legacy AUM continues to run down effectively, with INR 8,000 Cr targeted for FY26. Management is confident in its strategic execution, aiming for low teen-ish ROE by FY27.