Piramal Enterprises Limited — PPTs, 22-08-2025: Investor Presentation

Piramal Enterprises reported strong Q1 FY26 results, with total Assets Under Management (AUM) climbing 22% YoY to ₹85,756 Cr. Retail AUM surged 37% YoY to ₹69,005 Cr, now making up 80% of the total, driven by growth in mortgages, used car loans, and digital lending.

The company's 'High Tech + High Touch' model and AI solutions are enhancing efficiency and customer experience across its diversified lending business. Strategic expansion into underpenetrated real estate and corporate mid-market segments (Wholesale 2.0 AUM up 47% YoY) is building a granular loan book.

Net Profit (PAT) increased 52% YoY to ₹276 Cr, reflecting improved profitability and stable asset quality, with GNPA at 2.8% and NNPA at 2.0%. Management states they are on track to achieve FY26 targets, projecting 25% total AUM growth and a consolidated PAT of ₹1,300-₹1,500 Cr.