Utkarsh Small Finance Bank Limited — Others, 22-08-2025: Shareholders meeting

Utkarsh Bank’s 9th Annual General Meeting concluded with members adopting the financial statements for FY25 and approving key appointments for auditors and directors. The Bank reported a 7.5% loan portfolio growth and 23.4% rise in overall deposits for FY25, achieving a PAT of ₹23.7 Cr. Management detailed strategic diversification into secured lending, driving MSME loan growth of 52% to ₹3,875 Cr and total deposits to ₹21,566 Cr. While the microfinance segment faced challenges, leading to a 9.43% gross NPA, the Bank is focusing on asset quality and scaling non-micro-banking for anticipated FY26 growth, also reducing funding costs.