Manba Finance Limited — PPTs, 01-09-2025: Investor Presentation

Manba Finance delivered a strong Q1 FY26 performance. Assets Under Management (AUM) surged 43% year-on-year to ₹1,415.4 Cr. Net Interest Income grew 38% to ₹30.6 Cr, while Profit After Tax (PAT) jumped an impressive 88% to ₹9.8 Cr, with an EPS of ₹1.94. Disbursements also saw a healthy 27% increase to ₹165.3 Cr, supported by a 77% expansion in the dealer network. Asset quality remains robust with Net NPA at 2.64% and a 24.03% Provision Coverage Ratio.

Strategically, the company is intensifying its market penetration and is keenly focused on financing Electric Two/Three-Wheelers, capitalizing on the shift towards EVs. Significant investments are planned in technology and digitization, including new web-based apps and enhanced customer engagement tools. Recent developments include diversifying into Small Business, Used Car, and Personal Loans, expanding operations to Indore, and successfully listing its IPO. Management emphasizes quick, tech-driven loan approvals and aims to boost brand recall to attract new customers.