Piramal Enterprises Limited — PPTs, 15-09-2025: Investor Presentation

Piramal Enterprises (PEL) is showing strong momentum with Q1 FY26 consolidated AUM at ₹77,572 Cr. Retail AUM grew 37% YoY to ₹69,005 Cr, and Wholesale 2.0 AUM surged 47% YoY to ₹10,425 Cr. Profit after tax for the quarter jumped 52% YoY to ₹276 Cr, driven by a 24% rise in interest income and 58% increase in pre-provision operating profit. The legacy AUM continues its decline, standing at ₹6,327 Cr.

PEL's strategy involves a "High Tech / High Touch" model, integrating AI and agentic solutions to enhance productivity, risk management, and customer experience. This includes AI-driven credit memos and improved digital engagement, which is up 41% YoY. The company is also deepening product penetration across its maturing branch network.

A significant development is the proposed merger of PEL with Piramal Finance Ltd., expected by Q3 FY26 to simplify structure and provide direct access to the lending business. Management expresses confidence in achieving FY26 targets, targeting 25% YoY total AUM growth and ₹1,300-1,500 Cr in consolidated PAT, signaling a clear path for profitable expansion.