Bajaj Finserv Limited — PPTs, 17-09-2025: Investor Presentation

Bajaj Finserv posted strong Q1 FY26 consolidated results: Total Revenue up 19% YoY to ₹75,250 Cr, and Profit After Tax surged 30% to ₹2,789 Cr, a quarterly record. Top subsidiaries performed well: Bajaj Finance's AUM grew 25% to ₹4,41,450 Cr, with PAT up 22% to ₹4,765 Cr. Bajaj Housing Finance's AUM expanded 24% to ₹1,20,420 Cr, PAT up 21% to ₹583 Cr. General Insurance (BAGIC) GWP rose 9% to ₹5,202 Cr, and PAT increased 15% to ₹660 Cr. Life Insurance (BALIC) saw a 39% VNB jump to ₹145 Cr and PAT soared 76% to ₹171 Cr.

The company's strategy focuses on technology, data analytics, and diversified businesses for sustainable growth as a financial lifecycle partner. Bajaj Finance is driving a "FINAI" transformation, integrating AI for efficiency and customer engagement. BALIC's 'BALIC 2.0' aims for sustainable profitability and VNB growth.

Recent developments include regulatory approvals for Bajaj Finserv to acquire Allianz's stake in its insurance JVs. Bajaj Markets is now on ONDC, and Bajaj Health expanded OPD services, leveraging Gen AI for fraud detection.

Management targets significant 2029 growth: ₹3.0 Lakh Crore Total Income, ₹20 Thousand Crore Profit After Tax, and a 20 Crore customer base. FY26 is seen as pivotal for Bajaj Finance's FINAI rollout.