Bank of Maharashtra — PPTs, 14-10-2025: Investor Presentation

Bank of Maharashtra reported strong financial results for the quarter and half-year ended September 30, 2025. Net Profit jumped 23.09% YoY to 1,633 Cr, with Operating Profit up 16.91% to 2,574 Cr, and Net Interest Income (NII) rising 15.71% to 3,248 Cr. Total Business expanded 14.20% to 5,63,909 Cr, driven by Global Advances growing 16.83% to 2,54,118 Cr and Total Deposits increasing 12.13% to 3,09,791 Cr. Asset quality improved significantly, with Gross NPA at 1.72% and Net NPA at 0.18%. Return on Assets increased to 1.82% from 1.74% YoY, and Cost to Income improved to 37.10%. Earnings Per Share (EPS) for the quarter was 2.12 Rs.

The bank is prioritizing digital transformation, launching initiatives like PM Surya Ghar loans, KCC Jan Samarth, Agriculture Gold Loans, and Video KYC for account opening, alongside IT infrastructure upgrades. The bank also secured multiple industry awards.

Macroeconomic tailwinds include India's GDP growth forecast rising to 6.8% for FY26 and GST collections reaching Rs. 1.89 lakh crore. However, geopolitical tensions and potential impacts on Net Interest Margins from falling interest rates remain challenges.