AU Small Finance Bank Limited — Credit Ratings, 16-10-2025: Credit Rating

CARE Ratings has reaffirmed AU Small Finance Bank's Long-Term Tier-II Bonds at CARE AA; Stable outlook, and Short-Term Certificate of Deposits at CARE A1+. The stable outlook reflects consistent business growth, comfortable capitalization, and healthy profitability. Asset quality remains a key monitorable, with an uptick in gross NPAs, particularly in unsecured segments.