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Jana SFB H1 FY26 PAT 177 Cr (Q2: 75 Cr) after accelerated provisions. GLP & Deposits crossed 30,000 Cr. Advances +20%, Deposits +31% YoY. Secured book 73% (+34% YoY). GNPA 2.8%, NNPA 0.9%. Bank eyes future credit cost reduction via 95% secured portfolio.