IndusInd Bank Limited — PPTs, 18-10-2025: Investor Presentation

IndusInd Bank reported a net loss of ₹437 Cr for the quarter and half-year ended September 30, 2025, a significant decline. Net Interest Income fell 18% YoY to ₹4,409 Cr, with operating profit down 43% YoY to ₹2,047 Cr. Loans decreased 9% YoY to ₹3,25,881 Cr, and Deposits were down 6% YoY to ₹3,89,600 Cr.

Asset quality saw Gross NPAs at 3.60% and Net NPAs at 1.04%, with Net NPAs worsening 40 bps YoY but improving 8 bps QoQ. Provisions increased to ₹2,631 Cr, up 45% YoY.

Key strategies include expanding their Digital 2.0 initiatives, which drove 41% YoY growth in digital DIY assets and strong MAU increases across their INDIE apps. They also focus on granular retail deposits for liability growth. The bank maintains healthy capital adequacy with CRAR at 17.10%. Rajiv Anand recently joined as the new MD & CEO effective August 25, 2025.