ICICI Bank Limited — PPTs, 18-10-2025: Investor Presentation

ICICI Bank delivered a solid Q2-2026. Profit After Tax grew 5.2% YoY to ₹12,359 Cr, with core operating profit up 6.5% YoY to ₹17,078 Cr. Domestic loans jumped 10.6% YoY, largely driven by a 24.8% YoY surge in Business Banking and a 6.6% rise in Retail loans. Overall deposits increased 9.1% YoY.

The bank is powering growth in Business Banking through digital platforms like InstaBIZ and enhanced process efficiencies. Retail credit card spending is also getting a boost from brand partnerships, UPI integration, and EMI campaigns, supported by the iLens lending solution.

Notably, ICICI Bank is advancing its ESG commitments, outlining a path to become carbon neutral by FY2032 and significantly increasing CSR funding for cancer care. Asset quality improved, with the Net NPA ratio declining to 0.39%. The Common Equity Tier 1 ratio remains strong at 16.35%, reflecting robust capital.