Can Fin Homes Limited — PPTs, 18-10-2025: Investor Presentation

Can Fin Homes achieved a Loan Book of Rs. 39,657 Cr, marking an 8% year-on-year growth and serving 2.84 lakh customers. For Q2 FY26, Profit After Tax (PAT) stood at Rs. 251 Cr, with half-year PAT at Rs. 475 Cr, up 16% YoY. Housing loans constitute 85% of the loan book, with salaried and professional segments making up 69%.

The company is focused on strategic growth, asset quality, and profitability. Key initiatives include expanding direct sourcing channels and a significant IT transformation project set for Q3 FY26, aiming for enhanced digitalization and customer service.

Recent notable updates include securing dual ratings for Rs. 10,000 Cr Non-Convertible Debentures, growing the deposit base beyond Rs. 200 Cr, and obtaining Rs. 1,500 Cr in NHB refinance. Environmental efforts include a new Solar Loan Scheme and energy-efficient operations.

Key financial metrics for Q2 FY26 show a Net Interest Margin (NIM) of 4.02%, Return on Average Assets (RoAA) at 2.46%, Return on Equity (RoE) at 18.41%, and Earnings Per Share (EPS) of Rs. 18.88. Gross NPA was 0.94% and Net NPA was 0.48%.

Management remains committed to robust governance, ethical practices, and continuous digital evolution to improve operations and customer experience.