Ujjivan Small Finance Bank Limited — Investor Meet, 21-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Ujjivan SFB reported strong Q2 FY'26. Deposits rose 15.1% YoY to INR 39,211 Cr; loans grew 14% YoY to INR 34,588 Cr (47% secured). NII was INR 922 Cr, NIM 7.9%, PAT INR 122 Cr. Asset quality improved, with slippages down to INR 278 Cr and SMA book below 2%. Record disbursements of INR 7,932 Cr drove growth. Management expects credit costs to decline meaningfully in H2, NIMs to stabilize, and micro banking to see better growth. Focus remains on diversifying the loan book, enhancing CASA, and improving efficiency for a confident outlook.