IDFC First Bank Limited — Credit Ratings, 21-10-2025: Credit Rating- New

Crisil Ratings has reaffirmed IDFC FIRST Bank's ratings: 'CRISIL AAA/Stable' for Fixed Deposits, 'CRISIL A1+' for Certificate of Deposits, and 'Crisil AA+/Stable' for Tier II Bonds. This reaffirmation is driven by steady business growth, strengthening retail asset and liability base, and healthy capitalization, though modest profitability due to investment in build-out was noted.