Indian Overseas Bank — Investor Meet, 22-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Indian Overseas Bank posted a record Q2 net profit of INR 1,226 Cr, up 57.79% YoY. Gross loans surged 20.78%, and deposits rose 9.15%. Asset quality improved sharply, with Gross NPA at 1.83% and Net NPA at 0.28%, backed by tight slippage control (0.11%). Management anticipates 17-18% loan growth, surpassing earlier guidance, driven by broad sectors. The bank is digitally advanced (98% transactions) and plans 240 new branches. Capital is robust, with a planned INR 4,000 Cr capital raise. Overall tone is confident on sustained growth.