ICICI Bank Limited — Investor Meet, 24-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

ICICI Bank delivered solid Q2 results: PAT up 5.2% YoY to ₹12,359 Cr, NII up 7.4% to ₹21,529 Cr. NIM at 4.30%. Asset quality improved with Net NPA ratio at 0.39% and robust CET-1 at 16.35%. Provisions were lower primarily due to KCC seasonality. Domestic loan growth was 10.6% YoY, driven by business banking (+24.8%). Management is optimistic for stronger loan growth in H2, supported by economic policies. NIMs are expected to be range-bound. The bank maintains a strong capital position and customer-centric growth strategy.