Fedbank Financial Services Limited — Investor Meet, 25-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Fedbank Financial Services reported strong Q2 FY'26 results with AUM up 13.5% YoY to INR16,136 Cr and Net Profit up 24.2% YoY to INR80.2 Cr. The company is actively de-risking its portfolio, with unsecured loans now less than 1% after significant assignments and an ARC sale of deep delinquent assets. Gold AUM grew 36.4% YoY. Management is expanding gold loan branches, co-locating ST LAP branches, and strengthening collections for its legacy ST LAP book, which is a key focus for FY'26. Credit cost was 0.9%, including a 0.2% ECL refresh. The tone is confident in strategic direction, targeting stability by year-end.