Poonawalla Fincorp Limited — Investor Meet, 27-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Poonawalla Fincorp reported robust AUM growth of 68% YoY to Rs. 47,701 Cr and a 17.8% QoQ rise in Net Interest Income plus other income to Rs. 905 Cr. Cost of borrowings dropped to 7.69%, supported by NCDs now making up 27% of total borrowing. Asset quality improved with GNPA at 1.59% (down 25 bps QoQ) and Stage 1 assets at 97.1%. The company is in an intensive investment phase, rapidly expanding new product lines like Gold Loans and Consumer Durables, backed by significant AI integration across operations and risk management. Management expressed confidence in achieving best-in-class credit costs and sustained profitability through calibrated growth and digital transformation.