HDFC Bank Limited — Investor Meet, 27-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

HDFC Bank's Q2 FY26 earnings call noted ~8bps NIM compression, expecting deposit repricing to be a tailwind over 6-12 months. Asset quality remains strong with 1.24% NPA, despite a one-off upgrade. Loan growth is accelerating, and the bank aims to grow faster than the system by FY27, backed by significant tech and distribution investments. Deposit growth, while priced disciplinedly, saw 15% YoY average growth. Management maintains a confident outlook for sustained growth and positive financial metrics over the next 3-5 years, with capital planning for future expansion.