Indian Bank — Investor Meet, 27-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Indian Bank posted strong Q2 FY26 results. Total business grew 12.34% YoY to Rs. 13.97 trillion, driven by a 12.65% rise in advances. Net Profit was up 11.49% YoY. Asset quality improved significantly, with Gross NPA at 2.60% (FY26 guidance revised to <2%) and Net NPA at 0.16%. Global NIM held at 3.23%, expected to bottom out in Q3. The bank is proactively provisioning for SMA 1 under new ECL norms, anticipating a manageable impact. Digital initiatives show strong traction, boosting efficiency and customer reach. Management projects a positive outlook, emphasizing sustained growth and improved asset quality.