Yes Bank Limited — Investor Meet, 27-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

YES Bank reported robust financial results for the quarter and half-year. Deposits surged 7.4% QoQ to INR 2,96,000 Cr, with the CASA ratio improving to 33.7%. Advances crossed INR 2,50,000 Cr (+3.8% QoQ), driven by a ~20% QoQ rise in retail disbursements. Asset quality strengthened, fresh slippages reduced to 2%, and PCR hit 81%. Net Profit climbed 18.3% YoY to INR 654 Cr. Management believes NIMs have bottomed and targets double-digit loan growth, aiming for 1% ROA by FY'27. SMBC's increased stake and board representation are expected to accelerate strategic partnerships.