Punjab & Sind Bank — Investor Meet, 28-10-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Punjab & Sind Bank reported strong Q2 results. Total business grew 12.19% YoY to Rs. 2,41,272 Cr, advances up 15.97% to Rs. 1,05,566 Cr. Asset quality shines: Gross NPA 2.92%, Net NPA 0.83%, PCR 91.88%. Net Profit jumped 22.92% to Rs. 295 Cr. Management aims for 15-16% advances growth, leveraging digital lending (vehicle, home, MSME loans) and organic expansion. Board approved Rs. 3,000 Cr equity & Rs. 2,000 Cr bonds fundraising. Expect robust treasury income. New branches and a Gift City presence are strategic focus areas. Confident outlook on enhancing profitability and market reach.