Star Health's H1 FY26 financial results show total income growing 10.07% YoY to ₹8,851.32 Cr, primarily driven by a 7.81% rise in Net Written Premium. Net profit surged 65.34% YoY, reaching ₹711.29 Cr. However, Basic EPS remained flat at ₹5.40. Profitability saw a significant boost from an improved net claim ratio, which dropped to 91.6% from 101.09% year-on-year, enhancing underwriting performance. The combined ratio also improved to 124.46% (from 132.68%). Management expenses slightly increased, and a ₹3.39 Cr cybersecurity penalty impacted costs.
Final Lens for Investors: The results reflect mixed financial momentum, with impressive profit growth counterbalanced by stagnant EPS despite revenue expansion.
All announcements from Star Health and Allied Insurance Company Limited