Aditya Birla Capital Limited — PPTs, 30-10-2025: Investor Presentation

Aditya Birla Capital reported strong Q2 FY26 financial results. Consolidated revenue grew 4% YoY to ₹12,481 crore, with profit after tax increasing 3% YoY to ₹855 crore (adjusted for a prior year one-off). The total lending portfolio expanded 29% YoY to ₹1,77,855 crore, and overall AUM rose 10% YoY to ₹5,50,240 crore.

Key segments showed robust performance: NBFC AUM was up 22% YoY with PBT of ₹956 Cr, and Housing Finance AUM surged 65% YoY, posting PBT of ₹194 Cr. Asset Management's QAAUM grew 9% YoY. Life insurance individual first-year premium increased 19% YoY, and Health insurance gross written premium jumped 31% YoY for H1 FY26.

The company is heavily focused on digital transformation, leveraging platforms like ABCD (D2C), Udyog Plus (MSME), and ABC Stellar (B2D) to boost engagement. Management aims for 2.0-2.2% RoA in Housing Finance short-term and 20-25% CAGR for Life Insurance individual FYP over three years, expanding VNB margins >18% through AI/ML integration. A data-driven 'Health First' model underpins Health Insurance's growth.