Go Digit General Insurance Limited — Investor Meet, 03-11-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Go Digit's Q2 PAT reached INR 117 Cr (PBT INR 136 Cr), driven by Q2 premium (without 1/n) growth of 15.6% YoY to INR 2,739 Cr, outperforming industry. H1 premium totaled INR 5,649 Cr. The combined ratio improved to 109.9% (without 1/n). Motor OD market share achieved a record 6.2%, though robust 2-wheeler growth created a INR 53 Cr P&L impact due to upfront commissions. Management projects stronger H2 growth and focuses on core profitability, tech efficiency, and flexible product mix. INR 1,708 Cr in deferred acquisition costs, with INR 710 Cr expected to unwind, signals future profit benefit. The company appears confident.