One Mobikwik Systems Limited — PPTs, 04-11-2025: Investor Presentation

MobiKwik delivered a strong Q2FY26, with stable total income at 279.3 Cr. The company significantly reduced its EBITDA loss by 80% QoQ to 6.4 Cr, fueled by robust cost optimization and a 24% QoQ rise in contribution profit to 96.1 Cr. Payments GMV surged 53% YoY to 43,200 Cr, while Financial Services recorded a remarkable 231% QoQ jump in gross profit.

Strategic focus areas include AI-powered product innovations and scaling Zaakpay Payment Gateway. With SEBI approval for stock broking, MobiKwik is set to build new revenue streams and expand its digital financial ecosystem. Recent developments include partnering with RBI for the full-scale launch of India's Digital Rupee (e₹) and pioneering Instant Forex (FX Retail) with NBBL and RBI.

Management's outlook is positive, indicating Q2FY26's strong performance sets a promising tone for Q3. They anticipate nearing breakeven driven by leaner costs, improved margins, growing lending partner confidence, and favorable loan recovery trends.