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Capital Small Finance Bank's Q2 FY26 saw advances grow 18% YoY to ₹7,907 Cr and deposits rise 20% to ₹9,317 Cr. Profit After Tax increased 5% to ₹35 Cr. Asset quality remained stable, with Gross NPA improving to 2.70% and Net NPA at 1.38%, despite regional floods. Net Interest Margin (NIM) was 4.04%, with management expecting improvements in H2 FY26 and FY27 from deposit repricing. The bank targets over 20% advance growth for FY26 and plans to double its book by FY29, expanding outside Punjab and exploring partnership-led secured lending. Management is confident in sustained growth and profitability.