Five-Star Business Finance Limited — Investor Meet, 04-11-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Five-Star Business Finance reported a stable Q2 FY26 with Profit After Tax (PAT) of Rs. 286 crore, a 7% sequential increase. Return on Assets stood at 7.49% and Return on Equity at 16.91%. Disbursements were Rs. 1,196 crore, a decrease attributed to enhanced customer onboarding controls, though management anticipates a rebound in Q3 and a stronger Q4. Overall collection efficiency improved to 96.7%. The company maintains its FY26 credit cost guidance at 1.25%-1.35% of total assets, acknowledging ongoing stress in the sub-Rs. 3 lakh segment. A new housing loan product was launched, targeting Rs. 7-8 lakh ticket sizes. Management expects robust performance in the second half of FY26.