Bajaj Housing Finance Limited — Investor Meet, 06-11-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Bajaj Housing Finance reported robust financial results for the quarter and half-year. For Q2, Assets Under Management (AUM) rose 24% YoY to ₹1,26,749 Cr and Profit After Tax (PAT) increased 18% YoY to ₹643 Cr. Net Interest Income grew 34% YoY to ₹956 Cr. Asset quality remained strong (GNPA 0.26%, NNPA 0.12%), and operating efficiency improved (Opex to NTI 19.6%). Management noted a stable quarter despite competitive intensity. FY26 outlook projects AUM growth of 21-23% and RoA of 2.0-2.2%, with RoE moderating to 11-12% due to prior capital raises. Digital initiatives continue to advance, and liquidity remains strong.