Aadhar Housing Finance Limited — Investor Meet, 11-11-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Aadhar Housing Finance reported strong H1 FY26 with AUM at ₹27,554 Cr (+21% YoY) and PAT at ₹504 Cr (+18% YoY). Disbursements rose 16% YoY to ₹4,089 Cr. Asset quality remains robust with Gross NPAs at 1.42% and Stage-II assets improving by ~20 bps. Management is confident on meeting FY26 guidance (20-22% AUM growth, 18-20% profit growth), citing H2 seasonal strength and positive policy reforms. The firm targets further cost of funds reduction and spread maintenance, focusing on technology, efficiency, and expanding its branch network in emerging markets.