Muthoot Microfin Limited — Investor Meet, 11-11-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Muthoot Microfin delivered strong Q2 FY26 results, with profitability surging to INR30.5 Cr (from INR6 Cr in Q1) and total comprehensive income at INR55.9 Cr. This was driven by significantly reduced credit costs (3.6%) and improving asset quality (GNPA 4.61%, NNPA 1.41%). AUM grew 10% QoQ to INR12,558 Cr, with disbursements up 28.1%. The company is strategically diversifying into Individual, Micro LAP, and Gold Loans, seeing pristine asset quality in these new segments. Management is confident in achieving ROA targets and further lowering operating expenses through branch rationalization and digital processes, signaling a positive business trajectory amidst overall market green shoots.