Manba Finance Limited — PPTs, 12-11-2025: Investor Presentation

Manba Finance delivered strong H1-FY26 results. AUM surged 36% YoY to ₹1,500.8 Cr, with disbursements growing 16% YoY to ₹398.3 Cr. Net Interest Income (NII) jumped 23% to ₹68.2 Cr, and Profit After Tax (PAT) rose 26% to ₹21.1 Cr. The company expanded its network to 103 locations and 1,393 dealers.

Key strategies include expanding into new markets like MP, UP, and Rajasthan, and focusing on Electric 2-Wheelers (EV2W) and EV3W financing. Tech investments are high, with new apps for business correspondents, instant Juspay disbursements, and DigiLocker integration for paperless loans.

Recent highlights include raising ₹170 Cr via NCDs, reducing borrowing costs by 74 bps due to rating upgrades. Management noted strong growth from 2-wheeler demand and efficient risk management, with Capital Adequacy (Tier I) remaining robust at 26.54%. GNPA stood at 3.52% and NNPA at 2.68%.