Repco Home Finance Limited — PPTs, 12-11-2025: Investor Presentation

Repco Home Finance showed strong Q2 FY26 performance. Loan sanctions surged 30% year-on-year (YoY) to ₹1,205.6 Cr, with disbursements up 23% YoY to ₹1,069.1 Cr. The total loan book expanded 8% YoY to ₹15,033.4 Cr. Net profit for the quarter was ₹106.9 Cr, a 5% dip YoY. Asset quality significantly improved, with Gross Non-Performing Assets (GNPA) dropping to 3.16% from 3.96% last year. The loan portfolio is balanced with 53% non-salaried and 71% housing loans, with Tamil Nadu remaining a key market.

The company's strategy focuses on geographical expansion and deeper market penetration, utilizing innovative products and direct customer engagement to drive sustained growth. Repco Home Finance has also expanded its network to 234 touchpoints across 12 states and 1 Union Territory, reflecting ongoing network growth.

Key Q2 FY26 metrics include Sanctions of ₹1,205.6 Cr (+30% YoY), Disbursements of ₹1,069.1 Cr (+23% YoY), Net Profit of ₹106.9 Cr (-5% YoY), a Loan Book of ₹15,033.4 Cr (+8% YoY), and improved GNPA at 3.16%.

Management expressed satisfaction with the quarter's results and highlighted the improved asset quality, signaling confidence in continued business expansion.