Religare Enterprises Limited — PPTs, 13-11-2025: Investor Presentation

Religare Enterprises (REL) reported a consolidated total income of 2,082.7 Cr for the quarter, with a profit after tax of 45.9 Cr. Performance was mixed across its ventures. Care Health Insurance showed robust growth with Gross Written Premium of 5,104 Cr in the first half, maintaining its status as India’s second-largest standalone health insurer. Notably, Religare Finvest (RFL) achieved a significant turnaround, reporting a profit after tax of 30.7 Cr for the quarter, a substantial improvement. Religare Broking saw a dip in income and profit, and Religare Housing incurred a loss.

REL's strategy focuses on strengthening its financial position and expanding across its businesses. Recent highlights include the Burman Group becoming promoters and a successful 1,500 Cr preferential issue. Crucially, the Reserve Bank of India withdrew its Corrective Action Plan on RFL, resolving its legacy challenges. Management anticipates sustainable growth, with RFL poised to re-enter the credit market as a debt-free, capital-strong MSME lender. Care Health's digital-first approach and RFL's 197.6% CRAR and 1.0% NNPA underscore strategic and financial stability.