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Bank of India's Certificate of Deposit secured a CARE A1+ rating, while various bonds received/reaffirmed AA+ Stable ratings (totaling ₹22,500 Cr). Notably, proposed Tier-I bond rating was withdrawn. Ratings reflect GoI support, improving asset quality (GNPA 2.54%), and H1FY26 PAT of ₹4,807 Cr, despite expected FY26 NIM pressure.