The New India Assurance Company Limited — PPTs, 14-11-2025: Investor Presentation

New India Assurance saw H1FY26 Gross Written Premium (GWP) jump 11.5% to ₹23,875 Cr, outpacing industry growth and boosting market share to 13.25%. Health, property, and miscellaneous segments drove this growth. Profit After Tax (PAT) soared 57.7% to ₹454 Cr, despite underwriting strain from floods, fire losses, higher health claims, and a ₹1,680 Cr wage arrears provision. Strong investment income largely cushioned this impact.

Future strategy involves launching innovative retail/MSME products, entering parametric insurance, and expanding non-motor/health segments. The company is also focusing on risk management and leveraging IT with AI/ML chatbots for customer service. Management is optimistic, anticipating improved operating performance and better loss ratios in H2FY26. Solvency ratio remains robust at 1.81.