CSL Finance Limited — Investor Meet, 17-11-2025: Analysts/Institutional Investor Meet/Con. Call Updates

CSL Finance reported strong Q2 FY26 results. AUM grew 29% YoY to ₹1,397 crore. Net Interest Income was ₹14.9 crore (up 10% YoY), and PBT stood at ₹28.85 crore (up 17% YoY). Gross NPA improved to 0.51%. The company is targeting ₹1,500-1,600 crore AUM by FY26 end, with SME retail driving future growth. SME disbursements soared 93% YoY, supported by refined credit policies and team restructuring. Management aims for SME AUM to reach 45% by FY27, increasing branch network to 60 and per-branch disbursements to ₹50 lakh. Cost of borrowings is reducing. The company remains cautiously optimistic, focusing on disciplined growth, robust asset quality, and liquidity, backed by strong processes and improved team stability.