Bajaj Finserv Limited — PPTs, 05-12-2025: Investor Presentation

Bajaj Finserv is accelerating growth across its financial services empire, leveraging digital and AI.

**Business Performance:** The company posted strong FY25 consolidated revenue of ₹133,822 Cr and profit of ₹8,872 Cr. Bajaj General Insurance boasts industry-leading solvency (325%) and GWP growth. Bajaj Life Insurance shows solid VNB growth (₹512 Cr in H1 FY26) and a 359% solvency. Bajaj Finserv Health and Bajaj Finserv Direct are currently in investment phases, reporting H1 FY26 losses of ₹75 Cr and ₹96 Cr respectively, as they build future capabilities. Bajaj Finserv AMC is a standout, becoming the fastest to reach ₹30,000 Cr AUM.

**Growth Drivers:** A major focus is integrating AI for efficiency and customer experience across all segments, from claims processing to sales enablement. Expansion into untapped markets and leveraging a diversified distribution network are key.

**Outlook:** BFS aims for substantial growth, with Health targeting breakeven by FY28 and Bajaj Markets by H2 FY27. AMC projects breakeven around ₹120,000 Cr AUM, highlighting India's vast financial services opportunity. The group is committed to long-term profitable growth.